Tag: apy explained
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High Yield Savings Account Your 2026 Financial Guide
A top high-yield savings account was around 4% APY in 2026, while the U.S. national average savings rate was near 0.61% APY, according to Bankrate’s overview of high-yield savings accounts. That gap changes the whole conversation. A savings account isn’t just a parking spot for cash anymore. In the right account, your money can work…